Meet the Team

Beata Bukowski – Loan Officer/Branch Manager/Flight Captain 
NMLS# 154661

Beata is a consistent top producer and one of the country’s most premier Loan Officer.  She is a recipient of the Top 1% Originator in America and Top 200 Originators in America by Scotsman’s Guide, and four-time recipient of the prestigious Five Star Professional Award featured in Chicago Magazine.

Beata’s passion for helping clients is matched by very few and she possesses a sincere drive for helping people realize the dream of home ownership, which she has been doing since 1992. In addition to Beata’s success and her 30+ years of experience in the mortgage industry, her commitment to educating and empowering her clients and partners alike has earned her a loyal base of customer support as well as a strong foundation of referral business within the Real Estate and Financial Services communities. Beata now leads her own team of mortgage professionals dedicated to providing first-rate service to each of their clients, one home loan at a time.

Beata currently Lives in Bucktown, Chicago with her three beautiful children, cat: Abendigo, and dog: Wasabi.  Beata enjoys working out, reading, spending time with her family and running, having completed numerous marathons and triathlons around the country.

Monika Tkaczyk – Senior Loan Partner/Co Pilot
NMLS# 756004


Monika Tkaczyk has been providing personalized mortgage advice and assistance to her clients since 2003, offering the best loan options for home purchases and refinancing. She is truly passionate about her profession, and, as a result, her business is based entirely on referrals from past clients, their families, and business partners. When you decide to contact Monika, it means that you care about receiving the best possible advice, service, rates, and loan products to fit your individual needs.

Monika works for Fairway Independent Mortgage, which has numerous loan programs and down payment options to match the best product with each individual’s needs. The entire loan application process is handled in house, which means that from processing to underwriting, closing and funding the loan, it is all handled by a local team. Being extremely efficient by utilizing the best technologies, the team at Fairway Independent Mortgage maintains full-time control of the loan process, delivering an exceptional service along with a competitive edge in the industry.

Monika graduated from the University of Illinois at Chicago with a B.S. in civil engineering and an M.S. in environmental engineering. She worked in the engineering consulting industry before joining the mortgage business in 2003. In her spare time, Monika enjoys outdoor family activities, taking camping trips, and playing sports with her children. She also loves playing tennis, swimming, and hanging out with family and friends.

Visit Monika’s Website

Konrad Kosciuk – Loan Officer /Operations Manager/Air Marshal

NMLS# 950443

Konrad worked as Mortgage Banker prior to joining Team Beata Bukowski in May of 2013.  Konrad brings enthusiasm and a unique skill set to the team as a decorated Veteran of the U.S Army, where he worked in the field of Intelligence. He also holds a Bachelor of Science Degree from Illinois State University. Konrad is a resourceful and outgoing individual who thrives in a challenging environments and overcoming obstacles. He credits his current success, in large part, to the fact that he learned from “the most competent and hard-working mortgage professional in the business, Beata Bukowski.”

Konrad’s greatest satisfaction comes from developing close relationships with clients and business partners while helping them out with mortgage solutions. Konrad consistently goes the extra mile to create fans out of clients.  Satisfied customers are his priority.

Konrad currently resides in Wicker Park, Chicago. He is a very proud Chicagoan and plans to call Chicago home for the rest of his life. He enjoys skiing, biking, basketball and the outdoors. He is also a member of the Army National Guard here in Chicago, serving as a Senior Sergeant for Charlie Company 341st Military Intelligence Battalion, located in the South Loop.

Sonia Mikucka-Co-Pilot/First Officer

Sonia is very Friendly, well organized, knowledgeable and ready to assist you.  She posses great social skills and is 100% committed to provide excellent customer service.  She will collect all of your initial information, documentation and is typically your first point of contact.

Ola Chrostowska – Loan Processor/ Aviation Safety Inspector

Ola’s highest priority is to get your loan closed correctly and on time.  Ola is devoted to her work, very friendly, funny and knowledgeable.  Ola is the contact between team and underwriters to make sure that our process is smooth and all loans close on time.  She is a strong believer that our experiences broaden our horizons.